Monday, November 17, 2014

Associate Banks of State Bank of India (SBI) Recruitment of 6425 Clerical Cadre Posts

Applications are invited for appointment in clerical cadre in Associate Banks of State Bank of India.
Clerical Cadre: 6425 Posts
  1. State Bank of Mysore: 725 Posts
  2. State Bank of Patiala: 1200 Posts
  3. State Bank of Travancore: 1300 Posts
  4. State Bank of Bikaner & Jaipur: 1000 Posts
  5. State Bank of Hyderabad: 2200 Posts

Qualification (As on 01/12/2014):
Degree (Graduation level) from recognised university, or any equivalent qualification recognised as such by the Central/ State Government.
Age: (As on 01/12/2014): 20 - 28 years
Selection Procedure: Online Test & Interview.
Online Test:
  • The test will be online objective type, consisting of: i). General Awareness, ii). General English, iii). Quantitative Aptitude, iv). Reasoning Ability, v). Marketing Aptitude/ Computer Knowledge.
  • The questions in objective tests, except for the test of General English, will be bilingual i.e., English & Hindi.
  • Each test will be of 40 marks.
  • For these objective type tests of total 200 marks.
  • Candidates will be given a composite time of 2 Hours 15 minutes.
  • There will be negative marks for wrong answers in the Objective tests.
  • 1/4th mark will be deducted for each wrong answer.
  • Candidates will have to pass in each of the objective tests.
  • The passing marks in each of the tests will be decided by the Bank on the basis of the performance of all the competing candidates taken together in each test to a minimum required level.

Application Fee & Intimation Charges: For SC/ ST/ PWD and Ex-Servicemen: Rs. 100/- (Intimation Charges only) and For General & OBC candidates Rs. 600/-.
How to Apply: Candidates can apply online only. 
Important Dates:
  • Opening date of online registration 20-Nov-2014
  • Closing date of online registration 09-Dec-2014
  • Payment of fee (Online) 20-Nov-2014 to 09-Dec-2014
  • Payment of fee (Offline) 22-Nov-2014 to 11-Dec-2014
  • Recruitment examination will be conducted online tentatively in Jan/Feb 2015

Sunday, November 16, 2014

General Awareness, Marketing & Computer Awareness Practice Questions

1. India and which of the following countries have called for freedom of navigation in the South China
Sea recently?
1) China
2) Japan
3) Vietnam
4) Laos
5) Philippines

2. The Prime Minister launched 'Swavalamban Abhiyan', a new pro-poor initiative of the Government of?
1) Maharashtra
2) Gujarat
3) Rajasthan
4) Madhya Pradesh
5) Chhattisgarh

3. Who inaugurated the Nalanda University in Bihar in September 2014?
1) Sushma Swaraj
2) Narendra Modi
3) Smriti Irani
4) Pranab Mukherjee
5) Hamid Ansari

4. The Prime Minister Narendra Modi met Benjamin Netanyahu on the sidelines of the United Nations General Assembly in September 2014. He is the?
1) President of Israel
2) Prime Minister of Israel
3) President of Syria
4) Prime Minister of Syria
5) None of these

5. Yudh Abhyas 2014 is a combined military training exercise of India and?
1) Nepal
2) Singapore
3) Malaysia
4) USA
5) France

6. Which of the following declared 2014 as the Year of the Commando?
2) NSG
3) BSF
5) RAF

7. The Maulana Azad National Academy for Skills (MANAS) is being set up with its headquarters in?
1) New Delhi
2) Mumbai
3) Hyderabad
4) Pune
5) Lucknow

8. Nadir Patel has been appointed as which country's new High Commissioner to India?
1) UK
2) New Zealand
3) Canada
4) South Africa
5) None of these

9. Who replaced Arvind Mayaram as the new Finance Secretary?
1) Shaktikanta Das
2) G.S. Sandhu
3) Arvind Ranjan
4) Rajiv Mehrishi
5) None of these

10. Which of the following general insurance companies will provide an accident insurance cover of up to Rs. 1 lakh under the Pradhan Mantri Jan Dhan Yojana?
1) Bajaj Allianz
2) ICICI Lombard
3) IFFCO-Tokio
4) Reliance
5) HDFC Ergo

11. MICR code consists of how many digits?
1) 9
2) 11
3) 8
4) 10
5) 12

12. In which of the following indexes India is ranked 135?
1) Global Competitiveness Index
2) Global Corruption Index
3) Human Development Index
4) Gender Gap Index
5) Global Peace Index

13. Expenditure Management Commission is headed by?
1) Deepak Mohanty
2) G. Padmanabhan
3) H.R. Khan
4) Bimal Jalan
5) None of these

14. Who was appointed as the UNICEF Goodwill Ambassador for South Asia for child nutrition in October 2014?
1) Sachin Tendulkar
2) Aamir Khan
3) Rahul Dravid
4) Priyanka Chopra
5) Deepika Padukone

15. Dr A. Sivathanu Pillai was presented which of the following awards in 2014?
1) Shanti Swarup Bhatnagar Award
2) Rajiv Gandhi Sadbhavana Award
3) Lal Bahadur Shastri National Award
4) Indira Gandhi National Integration Award
5) None of these

16. Which of the following days is observed as National Sports Day?
1) September 24
2) April 24
3) June 25
4) August 29
5) July 31

17. What is the minimum capital requirement for a new bank in the private sector?
1) Rs. 100 crore
2) Rs. 50 crore
3) Rs. 500 crore
4) Rs. 1000 crore
5) Rs. 1500 crore

18. Which country finished second in the medals tally at the 2014 Asian Games?
1) Japan
2) South Korea
3) Kazakhstan
4) India
5) Iran

19. Which of the following is the tag line of State Bank of Hyderabad?
1) The Bank with a Vision
2) Nation Banks on Us
3) Blending Modernity with Tradition
4) With you all the way
5) Modern Innovative Dependable

20. The idea of Small and Payments banks was proposed by a committee chaired by?
1) P.J. Nayak
2) Anand Sinha
3) Raghuram Rajan
4) Nachiket Mor
5) C. Rangarajan

21. The term of the non-permanent members of the United Nations Security Council is?
1) One year
2) Two years
3) Three years
4) Four years
5) Five years

22. Which of the following has been selected as the SAARC Cultural Capital for a year beginning April 2015?
1) Bamiyan
2) Dhaka
3) New Delhi
4) Varanasi
5) Kathmandu

23. Which of the following has rejected independence and decided to stay with UK?
1) Wales
2) England
3) Scotland
4) Northern Ireland
5) None of these

24. Recep Tayyip Erdogan is the new President of?
1) Turkey
2) Lebanon
3) Iran
4) Iraq
5) Libya

25. The 2014 US Open tennis women's singles runner-up is?
1) Serena Williams
2) Caroline Wozniacki
3) Petra Kvitova
4) Maria Sharapova
5) Venus Williams

26. Which of the following is the most recent stage of marketing evolution?
1) Marketing department era
2) Production era
3) Sales era
4) Marketing company era
5) None of these

27. McDonald's and KFC are good examples of:
1) Distributors
2) Franchising
3) Merchant
4) Retailers
5) Sellers

28. _____is defined as the difference between the benefits a customer sees from a market offering and the costs of obtaining those benefits.
1) Customer value
2) Satisfaction scale
3) Profit margin
4) Competitive benefit
5) None of these

29. Users are able to create content and become more involved with a brand through:
1) Door to door
2) Online communities
3) Direct mail
4) Telemarketing
5) All of the above

30. This is part of the communication process and refers to the responses offered by receivers:
1) Encoding
2) Decoding
3) Transfer
4) Feedback
5) None of these

31. The quadrant of the Boston Consulting Group (BCG) matrix that represents both a high market share and a high rate of market growth includes the:
1) Cash cows
2) Question marks
3) Cats
4) Dogs
5) Stars

32. Which of the following elements is not part of Porter's Five Forces model for industry competitiveness?
1) Threat of substitutes
2) Threat of suppliers
3) Power of buyers
4) Threat from government
5) None of these

33. Which is NOT classified in buy classes?
1) New task
2) Information gathering
3) Modified re-buy
4) Straight re-buy
5) All of the above

34. The purchasing strategy is based on collaboration in research and development. This is called:
1) Bargainer
2) Clock wiser
3) Adaptation
4) Updater
5) None of these

35. What is the term used to describe the degree to which the data elicited in a study is replicated in a repeat study?
1) Replication
2) Pre-code
3) Reliability
4) Convenience
5) None of these

36. The PC (personal computer) and the Apple Macintosh are examples of two different:
1) Platforms
2) Applications
3) Programs
4) Storage devices
5) CPU's

37. Smaller and less expensive PCbased servers are replacing ____ in many businesses.
1) supercomputers
2) clients
3) laptops
4) Users
5) Mainframes

38. The difference between people with access to computers and the Internet and those without this access is known as the:
1) Digital divide
2) Internet divides
3) Web divides
4) Broadband divide
5) Cable divides

39. __ controls the way in which the computer system functions and provides a means by which users can interact with the computer.
1) The platform
2) The operating system
3) Application software
4) The motherboard
5) Power socket

40. Programs designed to perform specific tasks is known as:
1) System software
2) Application software
3) Proprietary programs
4) Open source software
5) None of these

41. The operating system is the most common type of ___ software.
1) communication
2) application
3) system
4) word-processing
5) digital

42. ____ is a set of computer programs used on a computer to help perform tasks.
1) An instruction
2) Software
3) Hardware
4) Memory
5) A processor

43. Any part of the computer that you can physically touch is called:
1) Hardware
2) Software
3) A device
4) A peripheral
5) An application

44. Which of the following is not available on the Ruler of MS Word screen?
1) Tab stop box
2) Left Indent
3) Right Indent
4) Center Indent
5) All of these are available on ruler

45. The radian of a number system:
1) Is variable
2) Has nothing to do with digit position value
3) Equals the number of its distinct counting digits
4) Is always an even number
5) None of these

46. Which of the following is not a type of page margin?
1) Left
2) Right
3) Center
4) Top
5) Bottom

47. The term MIPS refers to _____
1) millions of instructions per second
2) multiple instructions per second
3) megabytes of instructions per seconds
4) millions input processor set
5) multi-inductance processing system

48. Punched cards are associated with the name:
1) Leibniz
2) Jacquard
3) Pascal
4) Cabal
5) Hollerith

49. The ____ layer change bits onto electromagnetic signals.
1) Physical
2) Transport
3) Data Link
4) Presentation
5) All of the above

50. Which of the following is section of the CPU that selects, interprets and sees to the execution
of program instructions?
1) Memory
2) Register unit
3) Control unit
4) ALU
5) System unit

1) 3; 2) 2; 3) 1; 4) 2; 5) 4; 6) 2; 7) 1; 8) 3; 9) 4; 10) 5
11) 1, 12) 3 13) 4 14) 2 15) 3 16) 4 17) 3 18) 2 19) 5 20) 4
21) 2 22) 1 23) 3 24) 1 25) 2 26) 4 27) 2 28) 1 29) 2 30) 4
31) 5 32) 4 33) 2 34) 4 35) 3 36) 1 37) 5 38) 1 39) 2 40) 2
41) 3 42) 2 43) 1 44) 4 45) 3 46) 3 47) 1 48) 5 49) 1 50) 3

Sunday, November 9, 2014

General Awareness, Marketing & Computer Awareness Practice Questions for Bank Exams

1. Union Government constituted a committee which provides bankruptcy code for SMEs. The committee is headed by ......
1) Aravind Mayaram
2) Arun Jaitley
3) T. K. Vishwanathan
4) H. R. Khan
5) None of these

2. Sania Mirza and Cara Black clinched the WT finals women's doubles title in Singapore recently. Cara Black is a citizen of .......
1) Zimbabwe
2) Croatia
3) France
4) Sweden
5) USA

3. According to World Bank, India is expected to grow at what percent in current fiscal i.e. 2014-15?
1) 5.3%
2) 5.6%
3) 6.4%
4) 7%
5) None

4. The banks / institutions involved in a credit arrangement in the case of credit syndication are termed as .....
1) Members
2) Arrangers
3) Syndicators
4) Contributors
5) Negotiators

5. Who has been appointed as the chairman of Prasara Bharati Board for the term of three years?
1) Mrinal Pande
2) Bimal Julka
3) Markandeya Khatju
4) Surya Prakash
5) Dilip Trivedi

6. Who is the present Attorney General of India?
1) GE Vahanavati
2) Ranjith Kumar
3) Mukul Rohatgi
4) Justice H.L. Dattu
5) None of these

7. What is the expanded form of TDS, a term related to taxation in India?
1) Tax Deducted at Source
2) Tax Defaulted at Source
3) Tax Demanded at Source
4) Tax Differed at Source
5) None

8. Which of the following banks has recently joined hands with the National Payments Corporation of India (NPCI) to introduce e-KYC (electronic Know Your Customer) norms in its branches? It is the second lender to introduce e-KYC in the country?
1) Axis Bank
2) HDFC Bank
3) ICICI Bank
4) Federal Bank
5) Kotak Mahindra

9. India's Rank in the latest "Ease of doing Business" report released by World Bank is ......
1) 142
2) 136
3) 132
4) 126
5) 122

10. A bank draft can be issued by a bank accepting cash provided the amount does not exceed .....
1) Rs.25,000
2) Rs.50,000
3) Rs.75,000
4) Rs.1,00,000
5) None

11. Restrict ion of 5 times usage of ATM from November 1st to be implemented in how many metros of India?
1) 7
2) 6
3) 5
4) 4
5) 3

12. Which of the following countries is declared free of Ebola by WHO recently?
1) Sudan
2) Sierra
3) Leone
4) Liberia
5) Nigeria

13. Which Indian state is to celebrate 2015 as 'Tourism Year'?
1) Maharashtra
2) Madhya Pradesh
3) Uttar Pradesh
4) Rajasthan
5) Kerala

14. Euro Money's Central Bank Governor of the year Award conferred on the Central Bank Governor of .....
1) Srilanka
2) China
3) USA
4) India
5) UK

15. The International day of Girl child is observed every year on.....
1) 11th December
2) 22nd December
3) 11th November
4) 22nd November
5) 11th October

16. Nobel Prize - 2014 in the category of literature is awarded to .....
1) Patrick Modiano
2) Kailash Sathyarthi
3) Malala Yousafzai
4) Both 2 & 3
5) Eric Betzig

17. 17th Asian Games concluded recently in Incheon, South Korea. How many Gold medals does India win?
1) 10
2) 11
3) 36
4) 9
5) 8

18. Who has been placed No.2 in 'The 100 Richest Indian List' by Forbes India?
1) Anil Ambani
2) Azim Premji
3) Dilip Sanghvi
4) Gautam Adani
5) Cyrus Mistry

19. Which of the following is not considered a valid proof of address while opening an account with a bank?
1) PAN card
2) Driving Licence
3) Electricity Bill
4) Voter ID
5) Passport

20. Which of the following movies is selected to represent India at Oscars?
1) Liar's Dice
2) Shahid
3) Baagh Milka Bhaagh
5) The Lunch Box

21. Which one of the following is not a presales activity?
1) Lead Generation
2) Product Design
3) Sales Presentation
4) After-sales service
5) Scanning the yellow-pages

22. Corporate Loans are given to .....
1) Individuals
2) Blind Persons
3) Schools & Colleges
4) Proprietary Concern
5) Limited Companies

23. Financial Inclusion needs canvassing the Accounts of .....
1) Financial Institutions
2) NRIs
3) HNIs
4) Housewives
5) Persons from the weaker sections

24. Value added services means .....
1) Costlier products
2) More number of products
3) Additional services
4) At par services
5) New products

25. The USP of a current Account is .....
1) High minimum balance
2) No restrictions on transactions
3) No interest payable
4) Restricted deposits
5) Any number of accounts

26. Situation Analysis is useful for .....
1) SWOT Analysis
2) Analysis of sales persons performances
3) Analysis of capital markets
4) Staff placements
5) Area allocation

27. RTGS facility can be best canvassed among .....
1) Inter-state traders
2) Tailors
3) Carpenters
4) Politicians
5) Film stars

28. 'USP' of a product connotes .....
1) High selling features of a product
2) Drawbacks of product
3) New additions to a product
4) Efficient staff
5) Large Organization

29. CRM (Customer Relationship Management) is .....
1) a pre-sales activity
2) a tool for lead generation
3) an ongoing daily activity
4) the task of a DSA
5) customer complaints

30. Recurring Accounts can best be canvassed among .....
1) farmers
2) traders
3) salaried persons
4) minors
5) students

31. ELSS means .....
1) Entry Load Shares Scheme
2) Entry Load Starting Shares
3) Enquity Linked Savings Scheme
4) Enquity Linked Shares Sold
5) Employee Level Salary Scheme

32. Societies and Trusts are the target groups for opening .....
1) Current Accounts
2) Savings Accounts
3) Car Loan Accounts
4) Corporate Loan Accounts
5) Education Loan Accounts

33. A website address is a unique name that identifies a specific ........ on the web.
1) Web browser
2) PDA
3) Website
4) Link
5) None of these

34. A character of information is represented by a(n) .....
1) byte
2) bit
3) field
4) attribute
5) None

35. An example of a telecommunications device is a ......
1) Keyboard
2) mouse
3) printer
4) modem
5) None of these

36. ........ is a procedure that requires users to enter an identification code and a matching password.
1) paging
2) Logging on
3) Time-sharing
4) Multitasking
5) None

37. Which device is used as the standard pointing device in a Graphical User Environment?
1) Keyboard
2) Mouse
3) Joystick
4) Track ball
5) None of these

38. The simultaneous execution of two or more instructions is called .....
1) Sequential access
2) reduced instruction set computing
3) multiprocessing
4) disk mirroring
5) None of these

39. Multiprogramming system .....
1) are easier to develop than single programming systems
2) execute each job faster
3) execute more jobs in the same time period
4) use only one large mainframe computer
5) None of the above

40. Which device can understand difference between data and programs?
1) Input device
2) Output device
3) Memory
4) Microprocessor
5) None of the above

41. Which of the following devices have a limitation that we can only read it but cannot erase or modify it?
1) Tape drive
2) Hard disk
3) Compact disk
4) Floppy disk
5) None

42. Which of the following is not an output device?
1) Plotter
2) Printer
3) Monitor
4) Touch screen
5) None of the above

43. Data that is copied from an application is stored in the .....
1) driver
2) clipboard
3) terminal
4) prompt
5) None of the above

44. Every component of your computer is either .....
1) software or CPU/ RAM
2) input devices or output devices
3) application software or system software
4) hardware or software
5) None of the above

45. A collection of interrelated records is called a .....
1) management information system
2) spread sheet
3) database
4) text file
5) None of the above

46. Which of the following is the storage area within the computer itself which holds data only temporarily as the computer processes instructions?
1) The hard disk
2) Main memory
3) The control unit
4) Read-only memory
5) None of these

47. Codes consisting of bars or lines of varying widths or lengths that are computerreadable are known as .......
1) a bar code
2) an ASCII code
3) a magnetic tape
4) a light pen
5) None

48. A ...... contains specific rules and words that express the logical steps of an algorithm.
1) Programming language
2) Programming structure
3) Syntax
4) Logic chart
5) None

49. If a memory chip is volatile, it will ......
1) explode if exposed to high temperatures
2) lose its contents if current is turned off
3) be used for data storage only
4) be used to both read and write data
5) None of the above

50. ....... is the process of finding errors in software code.
1) compiling
2) assembling
3) interpreting
4) debugging
5) None

1-3, 2-1, 3-2, 4-2, 5-4, 6-3, 7-1, 8-2, 9-1 10-2
11-2, 12-5, 13-2, 14-4, 15-5, 16-1, 17-2, 18-3, 19-1, 20-1
21-4, 22-5, 23-1, 24-3, 25-2, 26-1, 27-1, 28-1, 29-1, 30-1
31-3, 32-4, 33-4, 34-2, 35-4, 36-2, 37-2, 38-3, 39-2, 40-4
41-1, 42-4, 43-2, 44-4, 45-3, 46-2, 47-1, 48-1, 49-2, 50-1.


1. Marketing for promotion of business in Banks involves:
a) Better Customer Service
b) Customer needs identification
c) Customized products
d) Both a and c
e) a, b and c

2. Which is the pillar of Marketing Concept?
a) Financial Planning and control
b) Customer Orientation
c) Plant
d) Fixed Cost
e) Sales

3. Which of the following Bank is based on new marketing concept?
a) Union Bank of India
b) State Bank of India
c) UCO Bank
d) PNB
e) All of the above

4. Marketing Concept earns the profit with ___
a) Customer Satisfaction of Bank
b) Staff
c) Product
d) Building
e) ATM

5. Marketing is not required for one of the following products ____?
a) Export Business
b) Corporate Loan
c) Import Business
d) Credit Card Business
e) None of these

6. In terms of marketing what does "Motivation" means:
a) Satisfying Customer
b) Better communication skills
c) Sales Coaching
d) Market Research
e) Inspiring employees to perform better

7. Which of the following is not a characteristic feature of Service Industry?
a) Inseparability
b) Perceptibility
c) Intangibility
d) Heterogeneity
e) Perishability

8. What does the term CRM stands for in terms of marketing?
a) Consume resource manager
b) Current Report Manager
c) Customer relationship management
d) Cross relationship management
e) None of these

9. Find the correct statement:
a) Marketing is redundant in monopolistic companies
b) The performance of a salesperson depends on the amount of incentives paid
c) Marketing is influenced by peer performance
d) An increase in market shares indicates fall in business volume
e) A mission statement is part of the Company's Prospectus

10. Which of the following method is specifically used for increasing the short term sale of the goods?
a) Advertising
b) Sales Promotion
c) Publicity
d) Public Relations
e) None

11. The key point of Customer Delight is:
a) Selling maximum products
b) Employing maximum DSAs
c) Timely delivery of superior value to customers
d) Being rigid to changes
e) Adopting shot-term vision

12. Online Marketing is the function of which of the following?
a) Purchase section
b) Production Department
c) IT Department
d) Design Section
e) A collective function of all staff

13. Marketing channels means ___
a) delivery objects
b) sales target
c) delivery outlets
d) delivery boys
e) sales teams

14. Advertising for ____ is not allowed on T.V.
a) Liquor
b) Cigarettes
c) Both a and b
d) Soaps
e) None of these

15. In the context of globalization, BPO means ___
a) British Petroleum Organization
b) British Passport Office
c) Business Process Outsourcing
d) Business Process Orientation
e) All of the above

16. Acid Test of a brand is ___
a) Brand preference
b) Brand awareness
c) Brand loyalty
d) Brand equity
e) Brand acceptability

17. The act of obtaining a desired object from someone by offering something in return is called as a/an __
a) Transaction
b) Exchange
c) Relationship
d) Value
e) None of these

18. A company's ability to perform in one or more ways that competitors cannot or will not match
is known as its ___
a) Attribute competition
b) Attribute positioning
c) Brand image
d) Competitive advantage
e) Brand positioning

19. Joining with any other company to produce or market product for a specific project or service is
called ___
a) Direct exporting
b) Indirect exporting
c) Licensing
d) Joint-Venturing
e) None of these

20. A ___ is a name, term, sign, symbol or design or a combination of these that identifies the
Company Name which is selling of a product or service.
a) Product feature
b) Sponsorship
c) Brand
d) Logo
e) None of these

21. In marketing terms Attitude can best be defined as a ___
a) Rude behavior of Salesperson
b) Rude behavior of consumer
c) Mental state of consumer
d) Ego of the marketing executive
e) None of these

22. The long term objective of marketing is ___
a) Customer satisfaction
b) Profit maximization
c) Cost cutting
d) Profit maximization through customer satisfaction
e) None of these

23. A marketing technique where marketer plays a specific role in an untapped segment is called:
a) Mass Marketing
b) Niche marketing
c) Strategic Marketing
d) Communication Marketing
e) None of these

24. In Market segmentation which among the following is not an economic component?
a) Age
b) Gender
c) Both a and b
d) Income level
e) Taxes

25. Marketing is ____
a) an ancient concept
b) a modern concept
c) a continuous affair
d) a team effort
e) None of these

26. The sequence of a sales process is ___
a) Lead generation, call, presentation & sale
b) Sales, presentation, lead generation, call
c) Lead generation, call, sale & present station
d) There is no sequence required
e) None of these

27. Marketers should view packaging as a major strategic tool, especially for -
a) Consumer Convenience products
b) Industrial products
c) Consumer shopping products
d) Specialty products
e) None of these

28. What is M-marketing?
a) Mobile Marketing
b) Management Marketing
c) Model Marketing
d) Modern Marketing
e) Mind Marketing

29. A marketing philosophy summarized by the phrase "a good product will sell itself" is characteristic
of the ____ period.
a) Production
b) Sales
c) Marketing
d) Relationship
e) None of these

30. In the relationship marketing firms focus on ___ relationships with ___.
a) short term; customers and suppliers
b) long term; customers and suppliers
c) short term; customers
d) long term; customers
e) None of these

31. Political campaigns are generally examples of ___.
a) Cause marketing
b) Organization marketing
c) Event marketing
d) Personal marketing
e) None of these

32. Which of the following is NOT a part of 'Product Life Cycle'?
a) Introduction
b) Growth
c) Maturity
d) Inflation
e) Decline

33. ____ defined Marketing as 'Marketing is concerned with the people and activities involved in
the flow of goods and services from producer to consumer'.
a) American Marketing Association
b) UK institute of Marketing
c) University of Regina
d) Harvard Law School
e) University of Chicago

34. Delivery channel other than Bank counters are ___
a) ATM's
b) Internet Banking
c) Mobile Banking
d) Tele Banking
e) All of the above

35. In Marketing Mix 4 P's Imply:
a) Product, Price, Place, Promotion
b) Product, Price, Policy, Place
c) Place, People, Product, Promotion
d) All of the above
e) None of these

36. Innovation in marketing is same as:
a) Motivation
b) Perspiration
c) Aspiration
d) Creativity
e) Team work

37. Service marketing is the same as _
a) internet marketing
b) tele-marketing
c) internal marketing
d) relationship marketing
e) transaction marketing

38. 'Benchmark' means:
a) Products lined up on a bench
b) Salesman sitting on a bench
c) Setting standards
d) Marks on a bench
e) None of these

39. Aggressive Marketing is necessitated due to ___
a) globalization
b) increased competition
c) increased production
d) increased job opportunities
e) All of the above

40. Cross-selling is effective for which one of the following products?
a) Debit Cards
b) Savings Accounts
c) Internet Banking
d) Pension loans
e) Personal loans

1) e 2) b 3) e 4) a 5) b
6) e 7) b 8) c 9) e 10) b
11) c 12) e 13) c 14) b 15) c
16) c 17) b 18) d 19) d 20) c
21) c 22) d 23) b 24) c 25) a
26) a 27) a 28) a 29) a 30) b
31) d 32) d 33) a 34) e 35) a
36) d 37) d 38) c 39) b 40) b

Monday, October 13, 2014

New India Assurance Company Ltd. Recruitment of 509 Administrative Officer (Scale-I) Posts

Applications are invited for the post of Administrative Officer (Scale-I) in various discipline.
  1. Finance: 65 Posts
    Qualification: Chartered Accountant (ICAI)/ Cost Accountant (ICWA)/ MBA FINANCE*/ B.Com./ M.Com.
  2. Engineering: 25 Posts
    Qualification: B.Tech./ BE in Civil/ Mechanical/ Electrical/ Electronics & Communication Engineering.
  3. Legal: 40 Posts
    Qualification:Graduate in Law.
  4. Automobile Engineering: 30 Posts
    Qualification: BE/ B.Tech. in Automobile Engineering. Or Graduate in Mechanical Engineering with Diploma (at least one year duration) in Automobile Engineering.
  5. Generalist: 349 Posts
    Qualification: Graduate in any stream.
Age (As on 01/10/2014): 30 years

Application Fee (Non-Refundable): For SC/ ST/ PWD and female candidates Rs. 50/- and for all other candidates Rs. 600/-.

How to Apply: Candidates can apply online only.

Important Dates:
  • Opening date of online registration 11-Oct-2014
  • Closing date of online registration 03-Nov-2014
  • Payment of application fees 03-Nov-2014
  • Dates of online examination 10-Jan-2014/ 11-Jan-2014.
  • Downloading of call letters for examination commences from 10 days prior to the date of examination (Tentative)

For more details, please visit:
Applications are invited for the post of Administrative Officer (Scale-I) in various discipline.

  1. Finance: 65 Posts
    Qualification: Chartered Accountant (ICAI)/ Cost Accountant (ICWA)/ MBA FINANCE*/ B.Com./ M.Com.
  2. Engineering: 25 Posts
    Qualification: B.Tech./ BE in Civil/ Mechanical/ Electrical/ Electronics & Communication Engineering.
  3. Legal: 40 Posts
    Qualification:Graduate in Law.
  4. Automobile Engineering: 30 Posts
    Qualification: BE/ B.Tech. in Automobile Engineering. Or Graduate in Mechanical Engineering with Diploma (at least one year duration) in Automobile Engineering.
  5. Generalist: 349 Posts
    Qualification: Graduate in any stream.
Age (As on 01/10/2014): 30 years

Application Fee (Non-Refundable): For SC/ ST/ PWD and female candidates Rs. 50/- and for all other candidates Rs. 600/-.

How to Apply: Candidates can apply online only.

Important Dates:
  • Opening date of online registration 11-Oct-2014
  • Closing date of online registration 03-Nov-2014
  • Payment of application fees 03-Nov-2014
  • Dates of online examination 10-Jan-2014/ 11-Jan-2014.
  • Downloading of call letters for examination commences from 10 days prior to the date of examination (Tentative)

For more details, please visit:


1. What is an 'internet'?
1) Internal internet used to transfer information internally.
2) Internal internet used to transfer information to the outside company.
3) Internal network designed to serve the internal informational needs of a single organisation.
4) Internal network designed to transfer the information between two organisations.
5) None of the above

2. To send another station a message, the main thing a user has to know is
1) how the network works
2) the other station's address
3) whether the network is packet-switched or circuit - switched
4) whether this is a voice or data network
5) None of the above

3. The data base administrator's function in an organization is
1) to be responsible for the more technical aspects of managing the information contained in organizational databases.
2) to be responsible for the executive level aspects of decisions regarding the information management
3) to show the relationship among entity classes in a data warehouse
4) to define which data mining tools must be used to extract data
5) None of the above

4. A ...... is a computer connected to two networks.
1) link
2) server
3) gateway
4) bridge way
5) None of these

5. Each of the following is a true statement except
1) online systems continually update the master file
2) in online processing, the user enters transactions into a device that is directly connected to the computer system
3) batch processing is still used today in older systems or in some systems with massive volumes of transactions
4) information in batch systems will always be up-to-date
5) None of the above

6. When you save a presentation, ............
1) all slides in a presentation are saved in the same file
2) two files are created; one for graphics and one for content
3) a file is created for each slide
4) a file is created for each animation or graphic
5) None of the above

7. In a client/ server model, a client program
1) asks for information
2) provides information and files
3) serves software files to other computers
4) distributes data files to other computers
5) None of the above

8. Every device on the internet has a unique ....... address (also called an ‘Internet address’) that identifies it in the same way that a street address identifies the location of a house.
1) DH
2) DA
3) IP
4) IA
5) None

9. In a customer data base a customer’s surname would be keyed into a...
1) row
2) text field
3) record
4) computed field
5) None of these

10. A set of interrelated components that collect, process, store and distribute information to support decision making and control in an organization best defines
1) communications technology
2) a network
3) an information system
4) hardware
5) None of the above

11. Control in design of an information system is used to
1) inspect the system and check that it is built as per specifications
2) ensure that the system processes data as it was designed to and that the results are reliable
3) ensure privacy of data processed by it
4) protect data from accidental or intentional loss
5) None of the above

12. Storing same data in many places is called
1) iteration
2) concurrency
3) redundancy
4) enumeration
5) None of these

13. Which of the following is the first step in the 'transaction processing cycle', which captures business data through various modes such as optical scanning or at an electronic commerce website?
1) Document and report generation
2) Database maintenance
3) Transaction processing
4) Data Entry
5) None of the above

14. What is part of a database that holds only one type of information?
1) Report
2) Field
3) Record
4) File
5) None

15. 'MPG' extension refers usually to what kind of file?
1) Word Perfect Document file
2) MS Office document
3) Animation/ movie file
4) Image file
5) None of these

16. If you want to secure a message, use a(n):
1) cryptology source
2) encryption key
3) encryption software package
4) cryptosystem
5) None of these

17. Which key do you press to check spelling?
1) F3
2) F5
3) F7
4) F9
5) None

18. Which area in an Excel window allows entering values and formulas?
1) Title Bar
2) Menu Bar
3) Formula Bar
4) Standard Tool Bar
5) None of these

19. Which of the following helps to reduce spelling error in the document?
1) Auto Format
2) Auto Correct
3) Smart Tags
4) Auto Text
5) None

20. Which of the following is valid IP address?
1) 984.12.787.76
2) 192.168.321.10
3) 1.888.234.3456
5) None of these

1-1, 2-2, 3-1, 4-2, 5-4, 6-1, 7-4, 8-3, 9-3, 10-3
11-2, 12-3, 13-4, 14-2, 15-3, 16-4, 17-3, 18-3, 19-2, 20-4.

Sunday, September 28, 2014

Bobcards Limited Recruitment of Officer Posts

Applications are invited for the following posts.
Officer: 70 Posts
Qualification (As on 01/10/2014): i). Graduate with 50% marks in aggregate from recognised university. ii). Degree obtained from Open University without following the regular stream (10 +2) is not recognised for recruitment to any cadre.

Application Fee: Rs. 100/- for SC/ ST candidates and Rs. 500/- for General and all others candidates.

How to Apply: Candidates can apply online only.

Important Dates:
  • Online Registration & Payment of application fee 25-Sept-2014 to 09-Oct-2014
  • Date of Online Examination (Tentative) 26-Nov-2014
  • Downloading of call letters for online examination 17-Nov-2014

For more details, please visit:

South Indian Bank Recruitment of Probationary Clerks

Applications are invited for the following posts.
Probationary Clerks: 05 Posts
Qualification: Graduation from a recognised university having completed a regular 10+2+ (3/4) course securing at least 55% marks in Science/ Engineering Streams or 50% marks in Arts/ Commerce/ Other streams. Candidates should be proficient in computer operations.

Age (As on 31/07/2014): 26 years

Application Fee: Rs. 400/- for General category and Rs. 100/- for SC/ ST category.

How to Apply: Candidates can apply online and the system generated print-out of the applications submitted online should be sent by ordinary post along with the relevant documents to the “DY. GENERAL MANAGER, THE SOUTH INDIAN BANK LTD, REGIONAL OFFICE- AHMEDABAD, SHOP NO:415, WARD NO:2, SAKAR VII, 4TH FLOOR, NEHRU BRIDGE CORNER, ASHRAM ROAD, AHMEDABAD, GUJARAT – 380009”.

Important Dates:
  • Opening date of online registration: 24-Sept-014.
  • Closing date of online registration: 04-Oct-2014.
  • Last date for submission of hard copy of the online application: 13-Oct-2014.

For more details, please visit:

IBPS RRB Exam General Awareness Solved Questions (Exam Held on: 27-09-2014 Morning Session)

  1. Number of Express trains :27
  2. Hole associated with : Golf
  3. COO : Chief operating officer
  4. ARC : Asset Reconstructing Company
  5. HR khan : Deputy governor
  6. New IIMs : 5
  7. how many free transactions from different bank ATM in metro cities :3
  8. Revised age under Juvenile Crime Act : 16-18
  9. M vijay is related to : Cricket
  10. Who scored highest run in 5th test from Indian Cricket Team : MS Dhoni
  11. First president of India ? : Rajendra Prasad
  12. Mizoram Capital :Aizawl
  13. Bangladesh Currency : TAKA
  14. First satellite sent by India : Aryabhatta
  15. KYC related to : Opening bank account
  16. Tallest flag used in which place on 15th august : Central Park, Connaught Place
  17. Question related to Narendra Modi 
  18. Cricketer to politician : Imran khan
  19. Shooting : Jitu rai
  20. Adani invested 15.5 bn in which country : Australia
  21. Udupi thermal power plant purchased by : Adani
  22. Maryam Mirzakhani which country : Iran
  23. Sergio Ramos which sport : Football
  24. Education Cess : 3%
  25. Capital gain tax : 20%
  26. Boko haram organisation is from which country ?  Nigeria
  27. Highest student populated country according to Census 2011 : India
  28. Ponzi Scam
  29. Operation Vijay is related to : Kargil
  30. Ashok Chakra Winner :  Major Mohit Sharma (Posthumous), Havildar Rajesh Kumar (Posthumous). Major D. Sreeram Kumar
  31. SEBI related to Money Market 
  32. NJAC :  for the appointment and transfer of judges to the higher judiciary in India

Tuesday, September 23, 2014

India Budget 2014-15 Practice Questions for All Bank Exams

1) Kisan Vikas Patra was reintroduced in Union Budget 2014. What is Kisan Vikas Patra?
Ans. Kisan Vikas Patra is a saving scheme that was announced by the Government of India that doubles the money invested in eight years and seven months. The Directorate of Small Savings Government of India, sells these saving bonds through all Post Offices in the country so that the scheme can be accessed by citizens from all over the country. A KVP can be encashed after two and a half years from the date of issue at the value it has been bought and the interest accrued for the period.

2) Mandatory wage ceiling of subscription to EPS (Employee Pension Scheme) raised from Rs 6,500 to .........?
Ans. Rs 15,000

3) Minimum pension increased to ...... per month in Budget 2014?
Ans. Rs 1,000

4) How many new IIMs have been announced in Union Budget 2014?
Ans. 5
Note: In HP, Punjab, Bihar, Odisha and Rajasthan

5) How many new IITs have been announced in Union Budget 2014?
Ans. 5
Note: To come up in Jammu, Chattisgarh, Goa, Andhra Pradesh and Kerala.

6) How many new AIIMs have been announced in Union Budget 2014?
Ans. 4
Note: To come up in Andhra Pradesh, West Bengal, Vidarbha in Maharashtra and Poorvanchal in Uttar Pradesh.

7) Govt proposed to launch which programme to ensure broad band connectivity at village level as announced in Union Budget 2014?
Ans. 'Digital India’

8) Name the TV channel announced for farmers in Union Budget 2014-15?

9) Name the TV channel announced for North East in Union Budget 2014-15?
Ans. Arun Prabha TV

10) Name the project on the river Ganga for inland waterways between Allahabad and Haldia announced in Union Budget 2014-15?
Ans. Jal Marg Vikas
Note: Rs 4,200 crore set aside for the purpose.

11) EPFO to launch which Service for contributing members?
Ans. Uniform Account Number

12) Name the new programme announced to give impetus to watershed development in the country with an initial outlay of Rs. 2142 crores?
Ans. Neeranchal

13) Name the scheme announced in Budget to generate awareness and help in improving the efficiency of delivery of welfare services meant for women?
Ans. Beti Bachao, Beti Padhao Yojana

14) Two National Institutes of Ageing announced to be set up in Union Budget will be at?
Ans. AIIMS, New Delhi and Madras Medical College, Chennai.

15) How much fund has been allotted to support about 600 new and existing Community Radio Stations?
Ans. Rs 100 crore

16) Swachh Bharat Abhiyan to cover every household with sanitation facility by the year?
Ans. 2019

17) Rs 2,037 crore set aside for Integrated Ganga Conservation Mission called?
Ans. Namami Gange

18) Fund allocated for increasing safety of women in large cities?
Ans.  Rs 150 crore

19) Amount allotted for the project of developing 100 Smart Cities?
Ans. Rs. 7,060 crore

20) Fund set aside for PSU banks capitalisation?
Ans. Rs 11,200 crore

21)  Govt provides ..... crore for rehabilitation of displaced Kashmiri migrants as announced in Union Budget 2014-15?
Ans. Rs 500

22) How much fund has been provided for “Pradhan Mantri Krishi Sinchayee Yojna” for assured irrigation?
Ans. 1000 crore

23) Agriculture University announced in Budget will be set up at?
Ans. Andhra Pradesh & Rajasthan

24) Crisis Management Center for women will be open at?
Ans. Delhi

25) What is the targeted fiscal deficit for 2016 (year 2015-16) as announced in the Union Budget 2014-15?
Ans. 3.6% of GDP

26) How much fund was set aside for the proposed National Rural Internet and Technology Mission (NRITM)?
Ans. Rs. 500 crore

27) What special feature has been proposed for currency notes in the Union Budget 2014-15?
Ans. Currency notes will henceforth integrate Braille-features to benefit the visually-disabled people.

28) The National Industrial Corridor (NIC) that was proposed to be established in the Union Budget of 2014-15 will be at?
Ans. Pune

29) Plan expenditure pegged at ..... lakh crore?
Ans. Rs 5.75

30) Non-plan expenditure pegged at ...... crore?
Ans. Rs 12.19 lakh