Thursday, September 27, 2012

SBI Associate Banks Clerks Exam Marketing Aptitude/ Computer Knowledge Model Practice MCQs

1. A person who used his or her expertise to gain access to other people's computers to get information illegally or do damage is a
A) hacker
B) analyst
C) instant messenger
D) programmer
E) spammer

2. The simultaneous processing of two or more programs by multiple processors is-
A) multi programming
B) multi tasking
C) time-sharing
D) multi processing
E) None of these

3. A central computer that holds collections of data and programs for many PCs, workstations, and other computers is a(n)-
A) super computer
B) mini computer
C) laptop
D) server
E) None of these

4. The basic unit of a worksheet into which you enter data in Excel is called a-
A) tab
B) cell
C) box
D) range
E) None of these

5. The piece of hardware that converts your computer's digital signal to an analog signal that can travel over telephone lines is called
A) red wire
B) blue cord
C) tower
D) modem
E) None of these

6. Also called laptop computers, ..... are lightweight, portable computers with built-in monitors, keyboards, hard disk drives, batteries, and AC adapters.
A) desktop computers
B) micro computers
C) notebook computers
D) workstations
E) None of these

7. Total memory of system can be known using
A) DIR commands
B) MEM commands
C) Warm boot
D) TOT MEM commands
E) None of these

Wednesday, September 26, 2012

Punjab National Bank Single Window Operator (SWO) Recruitment

Punjab National Bank invited online applications for filling up 2985 posts of Single Window Operator (SWO) - A in Clerical Cadre. Candidates who have taken the Common Written Examination (CWE) for recruitment in Clerical Cadre conducted by IBPS in November–December 2011 and have a valid Score card issued by IBPS are eligible to apply.

Name of the post: Single Window Operator (SWO) - A

No. of. Vacancies: 2985

Age Limit: Not less than 20 years and not more than 30 years (as reckoned on 01/08/2011).  

Educational Qualification:
•    Graduate in any discipline with 50% marks OR equivalent qualification from a University/Institute recognized by the Government of India. (No minimum marks limit for for SC/ST/EXSM/PC Candidates).
•    Working knowledge of MS Office.

Fees: A non-refundable application fee of Rs.100 for General/OBC candidates and of Rs.20 for SC/ST/Persons with Disability (PWD)/ Ex-SM has to be paid.

The application fee has to be paid in Cash at any branch of Punjab National Bank through cash voucher available on Bank’s website (LINK-Recruitment) from 26/09/2012 to 10/10/2012. After deposit of fee, the candidate must ensure that the transaction Id generated is entered into the voucher.

How to Apply:  The candidates must apply online only. No other means/mode is permitted.

For applying online, candidates should log onto the Bank’s website and visit ‘Recruitment’section. Click ‘apply online’ and fill in the application form carefully. On-Line applications are to be processed by a computerized system so, it is necessary that the application is properly and completely filled in/submitted. The transaction Id provided by the PNB Branch, after deposit of fee, should also be quoted in the application form.    
Candidates should keep a printout of the duly submitted online application. The same is to be submitted along with the Original Cash voucher and the interview call letter at the time of Personal Interview, if called for.

Selection Procedure: Selection would be done on the basis of candidates performance in CWE. The Bank reserves the right to change the selection procedure, if necessary.
Depending on the number of vacancies, the Bank reserves the right to call only those candidates for Personal Interview to assess their suitability for the post, who have sufficiently high IBPS score in the stipulated CWE.
Candidates have to obtain minimum 40 marks, of the total 100 marks, to qualify in the Personal Interview.
The centres where interview will be conducted and the address of the venue will be advised through call letters and /or by way of notice on the Bank’s website. Request for change of Centre of Personal Interview will NOT be entertained.Communication with regard to date/venue of interview may also be sent on the email ID/mobile. (No communication/intimation will be sent by post.)

Important Dates:
•    Opening date for online registration:   26 September 2012
•    Last date for online registration:          10 October 2012  
•    Opening Date for Fee deposit:            26 September 2012
•    Last date for Fee deposit:                  10 October 2012

For complete notification click here

To apply on-line visit Bank’s website

Monday, September 24, 2012


1. Banks usually share the information of CIBIL at the time of giving loans to the borrowers. CIBIL stands for.....
1) Credit Inform Bureau (India) Limited
2) Credit Information Bureau (India) Limited
3) Consumer Information Bureau (India) Limited
4) Credit Information Board (India) Limited
5) Collective Information Bureau (India) Limited

2. Which paper currency note has more circulation?
1) Rs.100
2) Rs.50
3) Rs.10
4) Rs.1000
5) Rs.5

3. Till 1969, which sector is the major beneficiary of Co-operative banking system?
1) Industrial
2) Service
3) Education
4) Export
5) Agriculture

4. Aim to establish the proposed Post Bank of India (PBI) by the Department of Posts (DoP) is.....
1) To provide banking services with special focus on rural areas
2) To say Post Offices are not inferior to banks
3) To resist the dominance of Reserve Bank of India
4) To get the profits more than Banks
5) None

5. Punjab National Bank and Central Bank of India will jointly set up a bank in......
1) Mozambique
2) Somalia
3) Sri Lanka
4) Australia
5) South Africa

6. Central Board of Direct Taxes (CBDT) has made electronic filing of tax returns mandatory for individuals with income above Rs....
1) 50 Lakh
2) 100 Lakh
3) 10 Lakh
4) 15 Lakh
5) 1 Lakh

7. TAPI gas pipeline passes through. .....
1) Turkmenistan, Azerbaijan, Panama and Iran
2) Turkmenistan, Afghanistan, Pakistan and Indonesia
3) Turkey, Australia, Paraguay and India
4) Thailand, Andorra, Pakistan and Iran
5) Turkmenistan, Afghanistan, Pakistan and India

8. World Sepsis day observed for the first time on....
1) August 13
2) September 7
3) September 13
4) August 31
5) September 1

9. Expert Committee on GAAR (General Anti- Avoidance Rules) headed by .....
1) K.C.Chakravarthy
2) Vijay C. Kelkar
3) Montek Singh Ahluwalia
4) C.V. Anand Bose
5) Parthasarathi Shome

10. The Formula -1 Grand Prix winner list given. Pick the correct one.
1) Italy Grand Prix - Lewis Hamilton
2) Belgium Grand Prix - Jenson Button
3) Monaco Grand Prix - Mark Webber
4) Germany Grand Prix - Fernando Alonso
5) All of above

Friday, September 21, 2012


 1. CPU stands for
1) Computer Processing Unit
2) Central Processing Unit
3) Computer Protection Unit
4) Central Processing Upload
5) None of these

2. The primary purpose of software is to turn data into
1) web sites 

2) information
3) programs 

4) objects 
5) None of these

3.A compiler translates a program written in a high-level language into
1) Machine language 

2) an algorithm
3) a debugged program 

4) Java
5) None of these

4.What is correcting errors in a program called ?
1) Compiling 

2) Debugging
3) Grinding 

4) Interpreting
5) None of these

5.The __ of a system includes the programs or instructions.
1) hardware 

2) icon 
3) information
4) software 

5) None of these

6.Back up of the data files will help to prevent
1) loss of confidentiality
2) duplication of data 

3) virus infection
4) loss of data 

5) None of these

7.Text in a column is generally aligned
1) justified 

2) right 
3) centre 
4) left 
5) None of these

8.The background of any Word document
1) is always white colour
2) is the colour you preset under the Option menu
3) is always the same for the entire document
4) can have any colour you choose
5) None of these

9. In order to save an existing document with a different name you need to

 1) Retype the document and give it a different name
2) Use the Save as... command
3) Copy and paste the original document to a new docu ment and then save
4) Use Windows Explorer to copy the document to a different location and then rename it 

5) None of these

10. Which one of the following software applications would be the most appro priate for performing numerical and statistical calculations ?
1) Database 

2) Document processor
3) Graphics package 

4) Spreadsheet
5) None of these

Thursday, September 20, 2012


1. Which of the following cannot be a market situation?
1) One seller, many buyers
2) Many sellers and many buyers
3) Few sellers and many buyers
4) Many sellers and few buyers
5) None of the above

2. On the basis of geographical area, this kind of market does not exist.
1) Retail Market
2) Local Market
3) Regional Market
4) National Market
5) Global Market

3. Importance of marketing has increased in the recent years due to which of the following
1) Consumer experiencing wide choices of goods and services
2) Availability of information to consumer about goods and services
3) Customised and target communications and offerings
4) All the above
5) None

4. Services offered by the banks fall under category of goods
1) Inseparable
2) Which can be touched
3) Intangible
4) Which can be evaluated only after use
5) All the above

5. It is difficult to standardize the output of certain services, as these are delivered by human beings. This element is reflected in which of the following terms.
1) Intangible
2) Inseparable
3) Heterogeneous
4) Perishable
5)All the above

6. The process of production and consumption of services take place simultaneously is called
1) Market
2) Marketing
3) Services
4) Products
5) All the above

7. Which of the following additional tools are included in the marketing mix for services?
1) People
2) Physical evidence
3) Process
4) 1, 2 & 3
5) 1 & 2

8. Under the concept of marketing, anything that can be offered to satisfy a want or need is called:
1) Goods
2) Services
3) Product
4) Any of the above
5) None

9. Successful firms make efforts to reach which of the following level of a product hierarchy for customer attraction:
1) Core benefit
2) Expected product
3) Augmented product
4) Potential product
5) None of the above

10. ............. comprises the process of developing and maintaining a portfolio of products that satisfy the needs of the customers from different segments:
1) Product mix
2) Product planning
3) Product marketing
4) Product manufacturing
5) None of the above

Tuesday, September 18, 2012


1. Which of the following is most essential for effective multimedia presentations incorporates user participation or ....
1) Links
2) Buttons
3) Interactivity
4) Integration
5) None

2. Most of the websites have moving graphics, which are called as:
1) animations
2) vectors
3) links
4) morphs
5) None

3. Which of the following is the term used to enlarge a window to its maximum area so that it fills the entire desktop?
1) Maximize
2) Zoom
3) Enlarge
4) Extend
5) None of these

4. Microsoft Windows and Apple Mac are widely used Operating systems in today's world. Which of the following feature makes them so popular?
1) Multitasking Capacity
2) Calligraphy
3) User-friendly GUI
4) Being Inexpensive
5) None of these

5. Physical components of a computer are called:
1) Hardware
2) Software
3) Viruses
4) Internet
5) None of these

6. Which of the following is an object oriented feature:
1) Structured Programming
2) Multi-Tasking
3) Linking
4) Inheritance
5) None of these

7. In Windows XP, which of the following views is the best to see the file size and modified dates of all files in a folder.
1) List
2) Icon
3) Thumbnails
4) Details
5) None of these

8. Which of the following keys is used to remove a character on the right of the cursor
in a word document?
1) Home
2) End
3) Delete
4) Backspace
5) None of these

9. During the boot process, which of the following looks for the system files?
1) CD
3) CPU
4) DVD
5) None of these

10. DNS is the abbreviation of:
1) Domain Name Service
2) Domain Name System
3) Direct Network Service
4) Direct Network System
5) None of these

Friday, September 14, 2012


1. Who has been appointed as new Chief Economist and Senior Vice President of the World Bank?
1) Raghuram Rajan
2) Partha Dasgupta
3) Kaushik Basu
4) Jagdish Bhagwati
5) Amartya Sen

2. Dr. Verghese Kurien passed away on September 9, 2012. He is the father of India's?
1) Green Revolution
2) Blue Revolution
3) Yellow Revolution
4) White Revolution
5) Golden Revolution

3. Alan Isaac succeeded India's Sharad Pawar for the post of International Cricket Council (ICC) President on June 28, 2012. He belongs to which of the following countries?
1) West Indies
2) South Africa
3) England
4) Australia
5) New Zealand

4. Who was sworn in as the 17th Prime Minister of Pakistan on June 22, 2012?
1) Rehman Malik
2) Makhdoom Shahabuddin
3) Yousuf Raza Gilani
4) Raja Pervaiz Ashraf
5) Asif Ali Zardari

5. Which of the following state-ments about the DLF Indian Premier League (IPL)- 2012 is not true?
1) The Kolkata Knight Riders (KKR) beat the Chennai Super Kings (CSK) in the IPL -5 final at the Chidambaram stadium in Chennai on May 27, 2012 to win its first IPL title.
2) Gautam Gambhir is the captain of KKR and Mahendra Singh Dhoni is the captain of CSK.
3) Sunil Narine of KKR was declared the Golden Player of the Tournament.
4) Orange Cap Award was given to Chris Gayle of Royal Challengers Bangalore (RCB) for scoring 733 runs.
5) Purple Cap Award was given to Ravichandran Ashwin of CSK for taking 25 wickets.

6. Guy Ryder was elected as the tenth Director-General of which of the following organizations?
1) WHO
2) ILO
3) WTO

7. International Organization of Securities Commissions (IOS-CO) is an international policy forum for securities market regulators. Who has been re-elected Chairman of the Asia Pacific Regional Committee of the IOSCO?
1) D.Subba Rao
2) J.Harinarayan
3) Rahul Khullar
4) U.K.Sinha
5) None of these

8. Who assumed charge as the 18th Chief Election Commissioner (CEC) on June 11, 2012?
1) H.S.Brahma
2) S.Y.Quraishi
3) V.S.Sampath
4) N.Gopalaswami
5) None of these

9. The Vice President Hamid Ansari presented "International Gandhi Award-2011" to whom among the following at a function organized by Gandhi Memorial Leprosy Foundation, Wardha, Maharashtra on May 28, 2012?
1) Dr. Caire Velut
2) Dr. J.D.Samant
3) Dr. Prakash Amte
4) Both 1 and 2
5) All 1, 2 and 3

10. Who was awarded the Common-Wealth Book Prize for 2012 for his debut novel 'Chinaman: The Legend of Pradeep Mathew'?
1) Emma Martin (New Zealand)
2) Rana Dasgupta (UK-India)
3) Alecia Mckenzie (Jamaica)
4) Shehan Karunatilaka (Sri Lanka)
5) None of these

Thursday, September 13, 2012

The Punjab State Cooperative Agricultural Development Bank Limited

The Punjab State Cooperative Agricultural Development Bank Limited invites on-line applications for the following posts :

  1. Assistant Manager : 40 posts, Pay Scale : Rs.10300 - 34800 Grade Pay Rs. 3800
  2. Clerk cum Data Entry Operator : 100 posts, Pay Scale : Rs.10300 - 34800 Grade Pay Rs. 3200
  3. Field Officer : 100 posts, Pay Scale : Rs.10300 - 34800 Grade Pay Rs.3200
Application Fee :
 Fee should be deposited in Punjab National Bank through a payment challan. The application fee for the post of Assistant Manager in the case of Scheduled Caste/Tribe category candidate is Rs. 500/- and for all other categories i.e. General, Backward Classes, Ex Servicemen, Sportsmen, Freedom Fighters and Handicapped is Rs. 1000/-.   The application fee for the post of Clerk cum Data Entry Operator/Field Officer in the case of Scheduled Caste/Tribe category candidate is Rs. 400/- and for all other categories i.e. General, Backward Classes,Ex Servicemen, Sportsmen, Freedom Fighters and Handicapped is Rs. 800/-.

How to Apply :
 The application can be filled online at NITTTRCHD website  only till 08/10/2012 up to 5.00 PM. Take print out of the system generated application format and this printed application alongwith Bank Challan (in original), self-attested photocopies of certificates/testimonials regarding qualifications, age, reserved category, experience etc. and one additional coloured Passport size photograph must reach by speed/registered post by 12/10/2012 5.00 P.M. to the Director, National Institute of Technical Teachers Training & Research, Sector 26, Chandigarh – 160019. The application should be superscribed on the envelope as “Application for the post of Assistant Manager or Clerk cum Data Entry Operator or Field Officer ” as the case may be.

For more Details visit


1. Which of the following explains the term MARKET?
1) Where the goods are sold
2) Where the services are sold
3) Where the buyers and sellers of products interact and decide to sell and purchase
4) Where the sellers dictate terms
5) Where the buyers dictate terms

2. Which of the following statement is not a part of definition of MARKETING?
1) It is the process of determining consumer demand for goods and services
2) It is a process of creation of goods and services as per consumer requirement
3) It is a process of selling goods and services which a firm produces
4) It is a process of satisfying consumer
5) None of the above

3. Which of the following is not a part of marketing management?
1) Identification of business opportunities
2) Understanding the customer needs
3) Producing according to customer needs
4) Delivering as per customer convenience
5) All the above

4. What is meant by search goods and products?
1) Which are tangible
2) Which can be packaged
3) Which can be touched
4) Which can be seen
5) All the above

5. In order to take care of the element of INSEPARABILITY in case of certain services, which of the following becomes essential?
1) Advertisement
2) Interaction between seller and buyer
3) Mass production of services to reduce costs
4) 1, 2 and 3
5) None of the above

6. The implicit responsibility which the banks undertake in relation to management of funds of the customer is called :
1) Fiduciary responsibility
2) Financial obligation
3) Intangible feature
4) All the above
5) None

7. A set of marketing tools that a business organisation uses to pursue its marketing objectives in the target market is called :
1) Marketing mix
2) Marketing of products
3) Marketing tools
4) Marketing strategies
5) All the above

8. Which of the following is included under 4 C corresponding to 4 P for product mix?
1) Customer needs and wants
2) Cost to the customer
3) Convenience
4) Communication
5) All the above

9. FMCG stands for
1) Fast moving consumer goods
2) Frequently moving corporate goods
3) Forcibly moving consumer goods
4) Fast moving corporate goods
5) None

Thursday, September 6, 2012


1. What is the first quarter (April-June) gross domestic product (GDP) growth for the year 2012-13?
1) 6.3%
2) 7.5%
3) 6.5%
4) 5.5%
5) 8.5%

2. Who, among the following Nobel laureates in Literature, has written a novel 'The Dream of the Celt'?
1) V.S.Naipaul
2) J.M.Coetzee
3) Orhan Pamuk
4) Tomas Transtromer
5) Mario Vargas Llosa

3. Which state imposed a ban on manufacture, storage and sale of gutka, pan masala and their variants containing tobacco and nicotine recently?
1) Punjab
2) Haryana
3) Kerala
4) Gujarat
5) Andhra Pradesh

4. A 12-year-old boy from Bihar cracked the highly competitive Indian Institute of Technology-Joint Entrance Examination (IIT-JEE) in May 2012. Name this child prodigy?
1) Anand Kumar
2) Satyam Kumar
3) Sushil Kumar
4) Uday Kumar
5) Tathagat Avtar Tulsi

5. Which of the following statements is not true with regard to the G8 summit?
1) The 38th G8 Summit was held in Camp David, Maryland, USA in May 2012.
2) This was the first Summit since Russia joined the group in 1997 that was not attended by the President of Russia.
3) The main topic of the G8 Summit was the European sovereign debt crisis.
4) The leaders also discussed the nuclear program of Iran, North Korea's nuclear ambitions and the violent internal conflict in Syria.
5) The 39th G8 Summit will be held in France in 2013.

6. "Shoor Veer", the war games and military training exercise, was concluded in Hanumangarh district of which of the following states in May 2012?
1) Gujarat
2) Rajasthan
3) Maharashtra
4) Punjab
5) Uttarakhand

7. Which state has decided to start "Rani Laxmibai Pension Scheme" under which beneficiaries will get Rs.400 per month?
1) Bihar
2) Himachal Pradesh
3) Uttar Pradesh
4) Madhya Pradesh
5) Andhra Pradesh

8. Maurice Sendak, a popular children's book author died in May 2012 in USA. He is the author of which of the following famous books?
1) Kim
2) The Jungle Book
3) Animal Farm
4) Where the Wild Things Are
5) Nineteen Eighty Four

9. Kalpana Chawla Excellence Awards are given every year in the memory of Kalpana, who died in Space Shuttle Columbia disaster in 2003. Who among the following 2012 winners is a veteran actress?
1) Vanya Mishra
2) Swapnasundari
3) Shalini Singh
4) Puneeta Trikha
5) Sushma Seth

Monday, September 3, 2012

Syndicate Bank Specialist Officers Recruitment

Syndicate Bank invites applications for recruitment of Specialist Officers (Law Officer -15 & Rajbhasha Adhikari - 10) 25 vacancies.                                                                                       
  • Educational Qualification : 
  •  Candidates applying for the post of Law Officer must possess a Bachelor Degree in Law (LLB).
  • For the post of Rajbhasha Adhikari candidates need to have a post Graduate Degree in Hindi with English as a subject at the degree level OR a post graduate degree in Sanskrit with English and Hindi as subjects at the degree level.
  • Age Limit : Candidates applying for the post of Law Officer Post must be of age between 21 to 40 years & those applying for the post of Rajbhasha Adhikari must be of age between 20 to 35 years.
Dates to Remember:                                                                                                         
  • Last Date for application submission                              : 18-Sept-2012.
  • Last date for application fee                                          : 18-Sept-2012.

Official Website:                                                                                                                    
For official advertisement freejobalert visitors are requested to visit

Saturday, September 1, 2012


1. EMI can be marketing tool when
1) EMI is very low
2) EMI is very high
3) EMI is fluctuating
4) EMI is constant
5) EMI is ballooning

2. Advertisements are necessary for
1) only old products
2) launching new products
3) only costly products
4) only obsolete products
5) advertisements are wasteful expenses

3. Publicity is required for -
1) generating more number of leads
2) better training of sales persons
3) market survey
4) product designing
5) OTC Marketing

4. NAV is the price of
1) Entire fund value
2) one unit of a fund
3) surrender value
4) average value of shares
5) dividends paid in a year

5. A master policy in the case of Life insurance indicates
1) policy is sale
2) policy is in the name of servant
3) only one life is assured
4) there are several beneficiaries
5) life assured should be a male

6. Customer database is useful for -
1) advertisements
2) word-of-mouth publicity
3) CRM Functions
4) PR functions
5) sales persons training

7. CRM (Customer Relationship Management) is -
1) A pre-sales activity
2) A tool for lead generation
3) an ongoing daily activity
4) the task of a DSA
5) back office duty

8. Find the incorrect answer.
1) cross-selling is an expensive way of marketing
2) market segmentation can boost lead generations
3) customer lifetime value is a marketing tool
4) surrogate marketing is a type of viral marketing
5) internet banking can replace ATMs

9. Financial inclusion needs canvassing the accounts of
1) Financial Institutions
2) NRIs
3) HNIs
4) Housewives
5) Persons below a specified income level

10. Effective retail banking presupposes -
1) Large premises
2) Huge kiosks
3) big sales force
4) coordination between marketing and front office staff
5) More products

Andhra Bank Probationary officers and Specialist Officers Recruitment

Andhra Bank invite applications from eligible Candidates forProbationary Officers (PO) & Specialist Officers . Candidates those who have qualified in IBPS CWE PO & Specialist Officers Exam 2012 with Valid IBPS Score card are eligible and need to Apply Online.

Vacancy Details :
Probationary Officers – 400
IT Officers – 40
Rajbasha Officers – 7
HR Officers – 8
Law Officers – 15

Educational Qualifications : Graduate in any Discipline from recognized university.

IBPS Cut Off Marks : Candidates need to get minimum of 24 Marks in each test for General Categories (21 Marks for Reserved Categories)

Application Fee of Rs. 100/- (Rs.20/- for Reserved Categories) to be paid by candidates through the challan downloaded from bank website.

Selection Procedure is based on the Group Discussion or/ Interview. Only Short Listed Candidates will be called for GD/Interview based on the Score in IBPS.

How to Apply:
Candidates should apply Online on or before 15-09-2012.

For further details about the recruitment refer Full Advertisement Notification carefully before applying.

Probationary Officers (PO) Online Application

Specialist Officers Online Application