Wednesday, November 28, 2012


1. ......... shrinks the size of a file in order to occupy less storage space.
1) Scanning
2) Compression
3) Defragmenting
4) Partitioning
5) None of these

2. Which of the following is not a hardware?
1) Keyboard
2) Disk Drive
3) Monitor
4) Speaker
5) MP4 file

3. The amount of data that can be stored in a storage unit is known as its storage ..........
1) Time
2) Complexity
3) Capacity
4) Access time
5) Performance

4. A system resource is generally used by
1) Hardware
2) Software
3) Either hardware or software
4) Only Application software
5) None of these

5. A digitizer is also known as:
1) Visual Display Unit
2) Stylus
3) Puck
4) Graphics Tablet
5) None of these

6. ......... is the use of two or more Central Processing Units (CPUs) within a single computer system
1) Multitasking
2) Multiprocessing
3) Dual Tasking
4) Full Processing
5) None of these

7. Thermal Printer is ......... kind of printer.
1) Impact Printer
2) Non impact printer
3) Laser printer
4) Line printer
5) None of these

8. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to the group?
1) Puck
2) Printer
3) Plotter
4) Television
5) Projector

9. Yuvan wants to upload his recent picture to a Social Networking Site. But he didn't like some part of it. He can ...... the picture.
1) Chop
2) Enlarge
3) Clip
4) Cart
5) None of these

10. A ......... contains buttons and menus that provide quick access to commonly used commands.
1) Menubar
2) Toolbar
3) Window
4) Find
5) None of these

Tuesday, November 27, 2012

Haryana Gramin Bank Recruitment

Haryana Gramin Bank (HGB) had become the first bank among the 82 RRB's to advertise vacancies after the IBPS RRB Results were declared. It is worth mentioning here that only IBPS Qualified Candidates, in the IBPS RRB CWE for Assistants and Officers are eligible to apply and Non-IBPS
The Online Registration for Haryana Gramin Bank Recruitment 2012 will start from 23rd, Nov, 2012 and the Last date to apply Online is 8th Dec, 2012.

Number of Vacancies: 
A total of 345 vacancies have been advertised.Here is post-wise break-up of vacancies in HGB.
1. Office Assistant (Multipurpose) : 216 posts
2. Officer Scale-I : 115 posts
3. Officer Scale-II: 9 posts
4. Officer Scale-III : 5 posts

Educational Qualifications: 
Applicants are required to full fill the below mentioned Educational Qualifications criteria
For Assistants and Officers Scale-I : A graduate Degree in any discipline from a recognised University in India. Applicants must also have proficiency in Local Language also.

Age Limit:
Applicants apply for the post of Assistants must be in between 18 to 28 years of age. For other posts the Age Limit criteria in given below
For Officer Scale- III Below 40 years
For Officer Scale- II Above 21 years - Below 32 years
For Officer Scale- I Above 18 years - Below 28 years

Click here for Haryana Gramin Bank Recruitment Notification

Click here for Haryana Gramin Bank website

Monday, November 26, 2012

Saurashtra Gramin Bank Officer / Office Assistants Recruitment

Saurashtra Gramin Bank invites applications from Indian citizens, for the post of Officer in Junior Management (Scale I) Cadre and Office Assistant (Multipurpose) from Indian citizens who have appeared at the Common Written Examination for RRBs conducted by IBPS in September 2012 and declared qualified.

(1) Officer Scale-I = Total 50 Posts
(2) Office Assistant (Multipurpose) = Total 63 Posts

SCALE OF PAY:1. For Officer Scale - I : 14500 – 600/7 - 18700 – 700/2 - 20100 –800/7 25700
2. For Office Assistant(Multipurpose) : 7200–400/3–8400–500/3–9900–600/4–12300–700/7–17200–1300/1–18500–800/1-19300

1. For Officer Scale - I : Rs.26535/-(including D.A;HRA at prevailing rate)
2. For Office Assistant(Multipurpose) : Rs.14640/-(including D.A;HRA at prevailing rate)

1. For Officer Scale - I -Two years
2. For Office Assistant(Multipurpose) -One year

ELIGIBILITY CRITERIA: NATIONALITY/ CITIZENSHIP:A candidate must be either i) a Citizen of India or ii) a subject of Nepal or iii) subject of Bhutan or iv) a Tibetan refugee who came over to India before 1st January, 1962 with the intention of permanently settling in India or v) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India. Provided that a candidate belonging to categories (ii), (iii), (iv) & (v) above shall be a person in whose favour a certificate of eligibility has been issued by the Government of India. A candidate in whose case a certificate of eligibility is necessary may be admitted to the Group Discussion/ Interview conducted by the Bank but on final selection the offer of appointment may be given only after the Government of India has issued the necessary eligibility certificate to him/her.

Age (As on 01-06-2012)For Officer Scale- I Above 18 years - Below 28 years
For Office Assistant Between 18 years and 28 years

EDUCATIONAL QUALIFICATIONS & EXPERIENCE (as on 01-06-2012)Office Assistant (Multipurpose):-  Degree in any discipline from a recognized University or its equivalent Essential: Proficiency in local language (Gujarati)

Officer Scale-I Essential: i. Degree in any discipline from a recognized University or its equivalent. Proficiency in Local language  (Gujarati)

Important Dates:
Payment of Application Fees:-  27-11-2012 to 12-12-2012
Opening date for Online Registration:- 27-11-2012
Last Date for Online Registration:- 12-12-2012

For more Details Click here

Wednesday, November 21, 2012

Punjab & Sind Bank Chartered Accountants Recruitment

Punjab & Sind Bank invites applications for the post of Chartered Accountants in MMG Scale – III & II (Sr. Managers& Managers) from Indian citizens who meet the eligibility criteria prescribed below:
1. Chartered Accountants MMGS –III: 15posts
 A Graduate from any university with a pass in the final examination of the Institute of Chartered Accountants of India
2. Chartered Accountants MMGS –II: 35posts
A Graduate from any university with a pass in the final examination of the Institute of Chartered Accountants of India
Application Fee (Intimation Charges) -Non-Refundable: Rs. 50/- For SC/ST/PWD candidates and Rs. 200/- For all others
Selection Procedure: Selection for the post of Chartered Accountant will be made on the basis of performance in the Interview, to be taken by the Bank
How to apply: Candidates should apply online only through Bank’s No
other means/ mode of application will be accepted
Important dates:
• Payment of Application Fees 27.11.2012
• Opening date for Online Registration 27.11.2012
• Last Date for Online Registration (Including candidates from far-flung areas) 12.12.2012

Saturday, November 17, 2012




INDIAN BANK, a leading Public Sector Bank, with headquarters in Chennai having geographical presence all over India and abroad invites applications from Indian Citizens for the post of SPECIALIST OFFICERS in Senior Management Grade:

Specialist Officers - 19 posts

Eligibility Criteria:
A candidate must be either i) a Citizen of India or ii) a subject of Nepal or iii) subject of Bhutan or iv) a Tibetan refugee who came over to India before 1st January, 1962 with the intention of permanently settling in India or v) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda and Vietnam with the intention of permanently settling in India.
Provided that a candidate belonging to categories (ii), (iii), (iv) & (v) above shall be a person in whose favor a certificate of eligibility has been issued by the Government of India.
Candidate should be a graduate/post graduate/engineering graduate from a university recognized by Government of India. Technical qualification (B.E/B. Tech/MBA etc) shall be from an institution accredited by AICTE / recognized by UGC wherever applicable.
Candidate must possess the qualification as July 1, 2012.

 Application Fee:
The application fee is Rs. 400/- (For General/OBC Candidates) including the postage/intimation charges and Rs. 50/- (For SC/ST/PWD/Ex-SM Candidates). The fee for SC/ST/PWD/Ex-SM is towards postage/ intimation charges only.

How to Apply:
After payment of fees candidates are advised to apply “Online” by revisiting the Bank’s website and clicking on the appropriate link for the online application form.

The prescribed application is made available on the Bank’s website www.indianbank .in for downloading.
The candidates are advised to fill up the application and send it along with the required attested copies of certificates/credentials and Demand Draft by registered post to the following address.
Scanned copy of the filled in application should be sent by Email to  to reach us on or before 30.11.2012.

Candidates are advised to submit separate applications for each post applied for, duly completed in all respects along with the Demand Draft and attested copies of the certificates / documents for proof of date of birth, educational qualification, work experience, community certificate, age relaxation and other related documents and send it by registered post to the address “Asst. General Manager (HRM), Indian Bank, Corporate Office, 254 – 260, Avvai Shanmugam Salai, Royapettah, Chennai 600 014“ in a cover super scribed “Application for the post of _______ in Indian Bank”

Selection Procedure:
Depending upon the number of candidates applied for the posts, Bank may opt for:
i. Interview
ii. Group Discussion and Interview
The final selection would be on the basis of the aggregate marks obtained by the candidates in the Interview and/or Group Discussion and strictly in the order of Merit.

Important Dates:
Payment of Application fees (Demand Draft): November 15 to November 30, 2012
Last Date for receipt of scanned copy of the filled in application by e-mail: November 30, 2012

For more details  please visit here.

Click here for Application

Tuesday, November 13, 2012


Account Agreement: The contract governing your open-end credit account, it provides information on changes that may occur to the account.
Account History: The payment history of an account over a specific period of time, including the number of times the account was past due or over limit.
Account Holder: Any and all persons designated and authorized to transact business on behalf of an account. Each account holder's signature needs to be on file with the bank. The signature authorizes that person to conduct business on behalf of the account.
Acquiring Bank: In a merger, the bank that absorbs the bank acquired.
Accrued interest: Interest due from issue date or from the last coupon payment date to the settlement date. Accrued interest on bonds must be added to their purchase price.
Adjustable-Rate Mortgages (ARMS): Also known as variable-rate mortgages. The initial interest rate is usually below that of conventional fixed-rate loans. The interest rate may change over the life of the loan as market conditions change.  There is typically a maximum (or ceiling) and a minimum (or floor) defined in the loan agreement. If interest rates rise, so does the loan payment. If interest rates fall, the loan payment may as well.
Arbitrage: Buying a financial instrument in one market in order to sell the same instrument at a higher price in another market.
Adverse Action: Under the Equal Credit Opportunity Act, a creditor's refusal to grant credit on the terms requested, termination of an existing account, or an unfavorable change in an existing account.
Adverse Action Notice: The notice required by the Equal Credit Opportunity Act advising a credit applicant or existing debtor of the denial of their request for credit or advising of a change in terms considered unfavorable to the account holder.
AER: Annual earnings rate on an investment.
Affidavit: A sworn statement in writing before a proper official, such as a notary public.
Alteration: Any change involving an erasure or rewriting in the date, amount, or payee of a check or other negotiable instrument.
Amortization: The process of reducing debt through regular installment payments of principal and interest that will result in the payoff of a loan at its maturity.
Anytime Banking: With introduction of ATMs, Tele-Banking and internet banking, customers can conduct their business anytime of the day and night. The 'Banking Hours' is not a constraint for transacting banking business.
Anywhere Banking : Refers to banking not only by ATMs, Tele-Banking and internet banking, but also to core banking solutions brought in by banks where customer can deposit his money, cheques and also withdraw money from any branch connected with the system. All major banks in India have brought in core banking in their operations to make banking truly anywhere banking.
Annual Percentage Rate (APR): The cost of credit on a yearly basis, expressed as a percentage.
Annual Percentage Yield (APY): A percentage rate reflecting the total amount of interest paid on a deposit account based on the interest rate and the frequency of compounding for a 365-day year.
Annuity : A life insurance product which pays income over the course of a set period. Deferred annuities allow assets to grow before the income is received and immediate annuities (usually taken from a year after purchase) allow payments to start from about a year after purchase.
APR:  The annual percentage rate of interest, usually on a loan or mortgage, usually displayed in brackets and representing the true cost of the loan or mortgage as it shows any additional payments beyond the interest rate.
Application: Under the Equal Credit Opportunity Act (ECOA), an oral or written request for an extension of credit that is made in accordance with the procedures established by a creditor for the type of credit requested.
Appraisal: The act of evaluating and setting the value of a specific piece of personal or real property.
Ask Price: The lowest price at which a dealer is willing to sell a given security.
Asset-Backed Securities (ABS): A type of security that is backed by a pool of bank loans, leases, and other assets. Most ABS are backed by auto loans and credit cards – these issues are very similar to mortgage-backed securities.
At-the-money: The exercise price of a derivative that is closest to the market price of the underlying instrument.
ATM:  ATMs are Automatic Teller Machines, which do the job of a teller in a bank through Computer Network. ATMs are located on the branch premises or off branch premises. ATMs are useful to dispense cash, receive cash, accept cheques, give balances in the accounts and also give mini-statements to the customers.
Authorization: The issuance of approval, by a credit card issuer, merchant, or other affiliate, to complete a credit card transaction.
Automated Clearing House (ACH): A computerized facility used by member depository institutions to electronically combine, sort, and distribute inter-bank credits and debits. ACHs process electronic transfers of government securities and provided customer services, such as direct deposit of customers' salaries and government benefit payments (i.e., social security, welfare, and veterans' entitlements), and preauthorized transfers.
Automated Teller Machine (ATM): A machine, activated by a magnetically encoded card or other medium that can process a variety of banking transactions. These include accepting deposits and loan payments, providing withdrawals, and transferring funds between accounts.
Automatic Bill Payment: A checkless system for paying recurring bills with one authorization statement to a financial institution. For example, the customer would only have to provide one authorization form/letter/document to pay the cable bill each month. The necessary debits and credits are made through an Automated Clearing House (ACH).
Availability Date: Bank's policy as to when funds deposited into an account will be available for withdrawal.
Availability Policy: Bank's policy as to when funds deposited into an account will be available for withdrawal.
Available Balance: The balance of an account less any hold, uncollected funds, and restrictions against the account.
Available Credit: The difference between the credit limit assigned to a cardholder account and the present balance of the account.
Banking: Accepting for the purpose of lending or investment of deposits of money from Public, Repayable on demand or otherwise and withdraw able by cheques, drafts, order, etc.
Bank Ombudsman: Bank Ombudsman is the authority to look into complaints against Banks in the main areas of collection of cheque / bills, issue of demand drafts, non-adherence to prescribed hours of working, failure to honour guarantee / letter of credit commitments, operations in deposit accounts and also in the areas of loans and advances where banks flout directions / instructions of RBI. This Scheme was announced in 1995 and is functioning with new guidelines from 2007. This scheme covers all scheduled banks, the RRBs and co-operative banks.
Bancassurance:  Bancassurance refers to the distribution of insurance products and the insurance policies of insurance companies which may be life policies or non-life policies like home insurance - car insurance, medi-policies and others, by banks as corporate agents through their branches located in different parts of the country by charging a fee.
Banker's Lien: Bankers lien is a special right of lien exercised by the bankers, who can retain goods bailed to them as a security for general balance of account. Bankers can have this right in the absence of a contract to the contrary.
Basel-II: The Committee on Banking Regulations and Supervisory Practices, popularity known as Basel Committee, submitted its revised version of norms in June, 2004. Under the revised accord the capital requirement is to be calculated for credit, market and operational risks. The minimum requirement continues to be 8% of capital fund (Tier I & II Capital) Tier II shall continue to be not more than 100% of Tier I Capital.
Brick & Mortar Banking: Brick and Mortar Banking refers to traditional system of banking done only in a fixed branch premises made of brick and mortar. Now there are banking channels like ATM, Internet Banking, tele banking etc.
Business of Banking : Accepting deposits, borrowing money, lending money, investing, dealing in bills, dealing in Foreign Exchange, Hiring Lockers, Opening Safe Custody Accounts, Issuing Letters of Credit, Travelers’ Cheques, doing Mutual Fund business, Insurance Business, acting as Trustee or doing any other business which Central Government may notify in the official Gazette.

Sunday, November 11, 2012


1) The Union cabinet on September 4, 2012 approved an amendment to the constitution to provide special status to which districts in the Hyderabad Karnataka region?
1) Raichur and bellary
2) Yedgir and Koppal
3) Bidar and Gulbarga
4) All of the above
Ans 4

2) Which of the following cities hosted the 'Emerging Kerala 2012' in September 2012?
1) Thiruvananthapuram
2) Dubai
3) New Delhi
4) Kochi
Ans 4

3) The President on September 21, 2012 appointed Justice Darmar Murugesan as the chief Justice of the Delhi High Court. Prior to this appointment, he was a judge of which High Court?
1) Madras
2) Hyderabad
3) Kochi
4) Bombay
Ans 1

4) Which state cabinet approved a scheme for payment of compensation to victims of atrocities committed against women in september 2012?
1) Karnataka
2) West Bengal
3) Delhi
4) Madhya Pradesh
Ans  2

5) The Supreme court on September 10, 2012 issued notice to which state government on petition challenging the constitutional validity of the law providing for 69 percent quota in employment and educational institutions in the state?
1) U.P
2) Andhra Pradesh
3) Bihar
4) Tamil Nadu
Ans 4

6) Which state suspended the operation of all existing mining leases with effect in September?
1) Goa
2) Rajasthan
3) Karnataka
4) Andhra Pradesh
Ans 1

7) Union Minister Veerappa Moily on September 19, 2012 presented the Rs 7.5 Lakh Saraswati Samman- 2011 to Dr. A.A. Manavalan who is known for his writings in 
1) Telgu
2) Tamil
3) Malayalam
4) Kannada
Ans 2

Wednesday, November 7, 2012

Karur Vysya Bank Clerical Cadre Recruitment

The Karur Vysya Bank Limited, a leading Private Sector Bank  in  India invites  online applications for appointment  of Clerical cadre from the qualified candidates who have a valid score card issued by IBPS – CWE.
Name of the Post : Clerical Cadre (Clerks)

Qualification :
Any Bachelor degree  (10 + 2 +3 pattern) in Second class  (with 50% and above marks in aggregate) – From a recognized University in India or any  equivalent  qualification recognized as such by  Central Government (Qualification obtained through Correspondence and Open University are not eligible)

Computer Knowledge :
Minimum three months computer course for Non-computer graduates.

Essential Requirement :
Candidates who are having valid score card with 125 marks and above obtained in Common written Examination for Recruitment of Clerical cadre  conducted by IBPS in 2011 can apply.

Age Limit As on 30.09.2012 :
For Graduates – Minimum 21 years and not more than 28 years For Post Graduates / Double Degree Graduates – Minimum 21 years and not more than 30 years (Relaxation of 5 years for SC/ST candidates)

Selection Procedure :
Depending upon the number of vacancies, the Bank reserves the right to call only those candidates who have sufficiently high IBPS score in the stipulated Common Written Examination for Interview.
Eligible candidates will be called for Personal Interview (Date of Interview and Venue will be informed by the Bank to the  individual candidates through e-mail only.

Application fee :
 Rs.250/- for General and OBC Candidates (Rs.100/- for SC/ST Candidates)

Mode of Fee Payment :
A) By Cash : At any of the Branches of The Karur Vysya Bank Limited, by means of a Payment challan as per the format given on the Bank’s website.
B) Through NEFT (NATIONAL ELECTRONIC FUNDS TRANSFER) at any Bank branch i)  Account No. 1101351000000947  ii) Account Name: “KVB-RECRUITMENT PROJECT”  iii)  IFSC Code: KVBL0001101 iv)  Bank: The Karur Vysya Bank Limited, Central Office, Karur.

How to Apply : Candidates are required to Apply ONLINE. No other means/ mode of application will be accepted.

Important :
Candidates should ensure that their personal email ID (as specified in the online application form  while applying for CWE conducted in 2011) is to be kept active. Bank may send call letters for   interview to the registered e-mail ID.
Last Date for ONLINE Application and Fee Payment  : 21st November 2012

Click Here for Recruitment Advt Details

Click Here for Downloading Challan

Click Here for Online Application

Tuesday, November 6, 2012

IBPS CWE RRB officers scale I and office assistant result 2012 declared

IBPS CWE RRB officers scale I and office assistant result 2012 been declared. With announcement of results the candidates wait is finally over.
Lakhs of candidates had applied for the IBPS CWE RRB officers scale I and office assistant examination held previously at the various centers across the state.
The announcement of the results will strengthen the functioning of Regional Rural Banks across India.
As results of IBPS CWE RRB officer scale I and office assistant results 2012 has been announced the candidates can apply for the Regional Rural Banks. wishes all the best to the successful candidates of IBPS CWE RRB officers scale I and office assistant result 2012.
Click here to check results

Friday, November 2, 2012


1. The Reserve Bank of India in its quarterly monetary policy review on October 30, 2012 cut the cash reserve ratio (CRR) for banks. What is the CRR with effect from November 3, 2012?
1) 4.75%
2) 5%
3) 4.25%
4) 4%
5) 5.25%

2. Hugo Chavez defeated Henrique Capriles to win a third consec-utive six-year term on October 7, 2012 as the President of which of the following countries?
1) Bolivia
2) Venezuela
3) Cuba
4) Ecuador
5) Mexico

3. Who is the new External Affairs Minister on October 28, 2012?
1) Anand Sharma
2) Ashwani Kumar
3) Salman Khurshid
4) Kamal Nath
5) Kapil Sibal

4. Who defeated Saina Nehwal in the women's singles final of the French Open Super Series badminton tournament in Paris on October 28, 2012?
1) Juliane Schenk (Germany)
2) Ratchanok Inthanon (Thailand)
3) Eriko Hirose (Japan)
4) Minatsu Mitani (Japan)
5) Sapsiree Taerattanachai (Thailand)

5. Which of the following statements is not correct with regard to the missiles testfired by India recently?
1) Agni II, a surface to surface missile, has a range of 2,000 km.
2) The range of Agni III is 3,000 km.
3) India flight-tested Agni IV missile for its full range of 4,000 km.
4) The surface to surface nuclear capable Prithvi II is capable of attacking targets at ranges up to 350 km.
5) BrahMos is a supersonic cruise missile with a range of 2000 km.

6. Who retained the Formula One Indian Grand Prix at the Buddh International Circuit in Greater Noida on October 28, 2012?
1) Fernando Alonso (Spain)
2) Mark Webber (Australia)
3) Lewis Hamilton (Great Britain)
4) Sebastian Vettel (Germany)
5) Jenson Button (Great Britain)

7. Padma Bhushan winner A.K. Hangal passed away on August 25, 2012. He was a famous?
1) Lyricist
2) Singer
3) Film actor
4) Cinematographer
5) Film Director

8. Who became the 29th Chess Grand Master of India in August 2012?
1) N.Srinath
2) Sahaj Grover
3) Aditya Udeshi
4) Debashish Das
5) Vidit Gujarathi

9. In which of the following cities over 3.5 lakh poor families will get free LPG cylinders and gas stoves to end the use of kerosene?
1) Kolkata
2) Mumbai
3) Delhi
4) Chennai
5) Hyderabad

10. Which of the following states aims to go fully organic by 2015?
1) Punjab
2) Haryana
3) Assam
4) Sikkim
5) Himachal Pradesh