Saturday, December 3, 2011

BANK EXAMS GENERAL AWARENESS MCQs


1. Who among the following served as the first chairman of the governing body of IBPS?
1) Dr. Manmohan Singh
2) Sir Smith
3) P. C. Mahalanobis
4) Dr. J.C. Chakraborthy
5) Dr. A.K.Qureshi

2. 'Saranda Action Plan', has been recently launched by Rural Development Ministry. It will be implemented firstly in Naxal-hit Saranda district of which among the following states?
1) Chhattisgarh
2) Jharkhand
3) Odisha
4) Punjab
5) Haryana

3. How many key infrastructure sectors are known as Core sector in India Economy used for Index of Industrial Production (IIP) data?
1) six
2) seven
3) eight
4) ten
5) three

4. The Ennahda Party has emerged as largest political party in the first elections after the Arab Spring in  which among the following countries?
1) Tunisia
2) Syria
3) Libya
4) Algeria
5) Sudan

5. Indian Ocean Rim Association for Regional Cooperation (IOR-ARC) was initiated by which among the following countries?
1) India
2) Sri Lanka
3) Maldives
4) Mauritius
5) Nepal

6. Nabam Tuki has been sworn in as Chief Minister of which among the following states recently?
1) Nagaland
2) Mizoram
3) Arunachal Pradesh
4) Meghalaya
5) Sikkim

7. Who among the following has recently topped the Fortune India's 50 Most Powerful Women in Business list?
1) Kiran Mazumdar Shaw
2) Chanda Kochar
3) Ekta Kapoor
4) Shikha Sharma
5) Lalitha Dutta

8. Which among the following decides the Saving Banks Account Interest Rate in India?
1) Ministry of Finance
2) Reserve Bank of India
3) Indian Banks' Association (IBA)
4) Banks themselves
5) IBPS

9. For which among the following criminal activities related to Business, tycoon Raj Rajaratnam was sent to jail recently?
1) Terrorist Funding
2) Insider Trading
3) Tax Evasion
4) Hawala Transaction
5) Smuggling

10. Which of the following banks recently completed its Platinum Jubilee celebrations?
1) Central Bank of India
2) Reserve bank of India
3) Andhra Bank
4) Canara Bank
5) IDBI

11. Unique Identification Authority of India (UIDAI), which provides AADHAAR is a part of which among the following?
1) National Development Council
2) Planning Commission
3) Ministry of Home Affairs
4) Ministry of Planning and Implementation
5) Planning and Statistics

12. Which among the following country is the host to 17th South Asian Association for Regional Cooperation (SAARC) summit in November 2011?
1) Bangladesh
2) Maldives
3) Nepal
4) Pakistan
5) India

13. Accounts are allowed to be operated by cheques in respect of ________
1) Both saving bank accounts and fixed deposit accounts
2) Both saving bank accounts and current accounts
3) Both saving bank accounts and loan accounts
4) Both saving bank accounts and cash accounts
5) Both saving bank account and credit accounts

14. Vasanth Sathe , who recently died is known for spearheading the move to bring which among the following to India 1980s?
1) Personal Computers
2) Color TVs
3) Washing Machines
4) Motor Cycles
5) Telecom revolution

15. Recently which of the following bank celebrated its CENTENARY Anniversary ?
1) Andhra Bank
2) Bank of India
3) Central Bank of India
4) Vijaya Bank
5) Canara Bank

16. The students of which among the following institutions have built the 'Jugnu' satellite which is a remote-sensing satellite that will monitor vegetation and waterbodies?
1) IIT Kanpur
2) IIT Kharagpur
3) SRM University
4) Andhra University
5) Delhi University

17. Who among the following is the winner of 26th Indira Gandhi Award for National Integration?
1) Anil Kakodkar
2) Amjad Ali Khan
3) Mohan Dharia
4) Prof. Jagdish Bhagwati
5) Prof.Niharika VidyaSagar

18. On October 25, the Reserve Bank of India (RBI) had deregulated the savings bank deposit rates and asked banks to determine their own. Banks are required to offer a uniform rate on deposits up to which among the following amounts?
1) Rs. 50,000
2) Rs. 1,00,000
3) Rs. 1,20,000
4) Rs. 1,50,000
5) Rs.2,00,000

19. What is the requirement of the minimum capital adequacy ratio under the new Basel III guidelines released in 2010?
1) 9%
2) 9.5%
3) 10%
4) 10.5%
5) 11%

20. Which among the following states have topped India Human Development Report 2011?
1) Kerala
2) Tamil Nadu
3) Himachal Pradesh
4) Punjab
5) Andhra Pradesh

21. Who among the following is India's Permanent Representative to the United Nations?
1) Arundhati Ghose
2) Hardeep Singh Puri
3) B N Rau
4) Nirupam Sen
5) Nidhi Razdan

22. P. C. Haldar was recently making news for being appointed as interlocutor by the Government to remove bottlenecks on the road to a dialogue in which among the following issues in India?
1) Gorkhaland Talks
2) Assam Peace Talks
3) Jammu & Kashmir Problem
4) Naxalite Problem
5) Delhi bomb blasts

23. Before it was transferred to Agriculture Insurance Company of India Ltd, the National Agricultural Insurance Scheme was being implemented by which among the following companies?
1) General Insurance Corporation of India
2) Oriental Insurance Company Ltd.
3) New India Assurance Company Ltd.
4) National Insurance Company Ltd
5) Food Corporation of India

24. As per the latest data, which among the following is the nearest figure to the average population of India per bank branch?
1) 8000
2) 13000
3) 18000
4) 21000
5) 25000

25. Who among the following is the current Chief of National Security Guards?
1) AK Mitra
2) JK Dutt
3) NPS Aulakh
4) Rajan K Medhekar
5) Jagadish Patnaik

26. RBI has decided to release Rs 5 coin to mark the 1000 years of which of the following temple recently ?
1) Vaishno Devi temple
2) Brihadeswara temple
3) Kashi Vishwanath temple
4) Sabarimala Temple
5) Tirumala Dwaraka

27. Which of the following approved $ 1 billion loan for the National Ganga River Basin project recently ?
1) Asian Development Bank
2) World Bank
3) UNEP
4) IMF
5) None

28. The National Green tribunal headquartered at Delhi will have benches at all the following places except ___
1) Bhopal
2) Pune
3) Kolkatta
4) Jaipur
5) Chennai

29. India assumed the chairmanship of which of the following international organisations in September 2011 ?
1) G24
2) BRICS
3) G20
4) G8
5) IBSA

30. Which of the following is a private sector bank ?
1) Corporation Bank
2) Indian Bank
3) Karur Vysya Bank
4) Oriental Bank of Commerce
5) None of the above

31. What is the minimum time of operation an insurance company is required to complete for becoming eligible to launch an IPO ( Initial Public Offer )?
1) 2 years
2) 5 years
3) 7 years
4) 8 years
5) 10 years

32. SCORES is a complaint redressal system launched by ____
1) CCI
2) RBI
3) TRAI
4) SEBI
5) SBI

33. The national broadband plan is aimed at rolling out broadband infrastructure to every village with more than____ people ?
1) 2000
2) 3000
3) 1000
4) 200
5) 500

34. Indian mining companies have bid for stake in Hajigak ore mines in Afghanistan, which of the following is the mines famous for ?
1) Iron
2) Bauxite
3) copper
4) Coal
5) Cobalt

35. From which of the following state National Rural Livelihood Mission launched recently?
1) Andhra Pradesh
2) Punjab
3) Haryana
4) Karnataka
5) Rajasthan

36. 'Aichi Targets' refers to which of the following?
1) Trade
2) Environment
3) S & T
4) Commerce
5) Education

37. Where in India World Spice Organisation set up recently ?
1) Guntur
2) Bangalore
3) Chennai
4) Kochi
5) Delhi

38. ASHA is a low priced milk food drink introduced for rural consumers by which of the following ?
1) Nestle
2) Amul
3) Heinz
4) GlaxosmithKline
5) None

39. Which of the following is the new income tax return form for salaried employees introduced by Finance Minister Recently ?
1) Suvida
2) Sugam
3) Sahaj
4) Saral
5) Samasya

40. Which Bank has announced an end to its TEASER home loan scheme recently?
1) SBI
2) Andhra Bank
3) Vijaya Bank
4) ICICI
5) HDFC

41. Kimberley process certificated are compulsory for trade in which of the following ?
1) Gold
2) Trade
3) Diamonds
4) Nuclear materials
5) Radio active materials

42. Accredited Social Health Activists (ASHAs ) in which of the states are known as Mitanins ?
1) Punjab 2) Haryana
3) Chhattisgarh
4) Madhya Pradesh
5) Kerala

43. Which of the foreign bank has the highest number of employees in India ?
1) HSBC
2) RBS
3) Bank of America
4) UBS
5) Standard Chartered Bank

44. What is the FDI limit in the insurance sector in India ?
1) 26 %
2) 25 %
3) 30%
4) 50%
 5) 49 %

45. Which of the following state has recently announced a monthly allowance to unemployed under graduates recently ?
1) Karnataka
2) Rajasthan
3) Goa
4) Maharashtra
5) Punjab

46. Which of the following has launched the EVERYWHERE TELLER MACHINE in India ?
1) Andhra Bank
2) ICICI Bank
3) Axis Bank
4) RBS
5) SBI

47. French Auction is a term used in which of the following sectors of financial services ?
1) Capital Markets
2) Banks
3) Insurance
4) NBFC
5) Micro Credit

48. Which state has the second highest literacy rate as per the provisional figures of the census 2011 ?
1) Gujarat
2) Mizoram
3) Assam
4) Rajasthan
5) Punjab

49. China emerged as the world's second largest economy in 2010 overtaking which of the following ?
1) France
2) Germany
3) Italy
4) India
5) Japan

50. The new head of IMF is ?
1) Montek Singh Ahluwalia
2) Christine Lagarde
3) John Paul
4) Liu Xiabaou
5) Robert Zoellick

ANSWERS:

1)1 2)2 3)3 4)1 5)4 6)3 7)2 8)4 9)2 10)2 11)2 12)2 13)2 14)2 15)3 16)1
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33)5 34)1 35)5 36)2 37)4 38)4 39)3 40)1 41)3 42)3 43)5 44)1 45)3 46)3 47)1 48)2
49)5 50)2